Pension Benefit Administration
We calculate, manage, and disburse retirement benefits with precision—ensuring every dollar you earned through public service is accounted for and delivered on time, every time.
Colorado's Public Retirement Partner
Your years of public service deserve a retirement that actually works for you.
For decades, the Public Employees Retirement Association of Colorado has helped state and local employees turn their career service into lasting financial security—through transparent benefits, expert guidance, and a pension system you can count on.
30+
Years Serving Colorado
100K+
Members Served
A+
Financial Rating
State of Colorado Licensed
Since 1964
Trusted by Colorado public employees
About CoPERA
A retirement system built on transparency, not speculation
The Public Employees Retirement Association of Colorado is a state-administered pension fund dedicated to one purpose: ensuring that the men and women who serve the public—teachers, first responders, state workers, and local government employees—can retire with dignity and financial confidence.
We manage pension benefits, administer disability and survivor benefits, and provide the financial guidance that helps members make informed decisions at every stage of their career. Everything we do is governed by Colorado state law, audited annually, and held to the highest fiduciary standards.
- Governed by the Colorado Public Employees Retirement Association Act
- Annual independent audits published for full transparency
- Dedicated member services team in downtown Denver
- Online account access for real-time benefit tracking
What We Do
Comprehensive retirement solutions for every career stage
Whether you're just starting your public service career, preparing to retire, or planning for the unexpected, CoPERA provides the tools and expertise you need.
Member Financial Guidance
Our advisors help you understand your benefit options, compare retirement scenarios, and make decisions that align with your personal financial goals and timeline.
Disability & Survivor Benefits
Life is unpredictable. CoPERA provides disability pensions and survivor benefits that protect you and your family when you need it most—because your service matters even beyond your career.
Online Member Portal
Access your benefit statements, update your personal information, estimate your retirement income, and track your contributions—all from a secure, easy-to-use online account.
Employer Services
We partner with Colorado's state agencies and local governments to ensure smooth enrollment, accurate payroll reporting, and compliant retirement plan administration.
Retirement Planning Workshops
Join our educational sessions—available in person and online—where you'll learn about contribution strategies, benefit calculations, and how to maximize your retirement income.
Why Choose CoPERA
A retirement system that treats you like a person, not a policy number
We know that retirement isn't just a date on the calendar—it's the culmination of decades of hard work. That's why we've built a system around you.
01
Transparent About Your Money
No hidden fees, no confusing jargon. You'll always know exactly what you've contributed and what you can expect in retirement.
02
Colorado-Led, Colorado-Built
Headquartered in Denver, governed by Colorado law, and accountable to Colorado public employees—our decisions are made locally, for our community.
03
Fiduciary-First Approach
Every investment decision and administrative action is guided by the highest fiduciary standards, protecting your benefits above all else.
04
Always Here When You Need Us
From your first day of employment to your retirement—and beyond—our team is ready to help with questions, paperwork, or planning.
Member Stories
Trusted by Colorado's public workforce
CoPERA made my retirement transition so much smoother than I expected. The staff took the time to walk me through every option, and I never felt rushed or confused. I retired with confidence instead of anxiety—and that's priceless.
As a teacher for 28 years, I had questions about my benefit calculations and survivor options. CoPERA's team was patient, thorough, and genuinely caring. They made what could have been overwhelming feel manageable.
The online portal is fantastic—I can check my contributions, update my address, and estimate my retirement benefit all in one place. It's rare to find a government system that's this user-friendly.
Take the Next Step
Your retirement plan starts with a conversation
Whether you're just starting your public service career or approaching retirement, our team is ready to help you understand your benefits and make a plan that works for your future.
Get in Touch
We're here to help
Have questions about your benefits, need help with paperwork, or want to schedule a consultation? Reach out—we respond quickly.
- Address
- 1301 Pennsylvania St
Denver, CO 80203 - Phone
- (303) 832-9550
- kwoodson@copera.org
- Office Hours
- Monday – Friday
8:00 AM – 5:00 PM MST
Message Sent!
Thank you for reaching out. A CoPERA team member will get back to you within one business day.
